OPM Backlog of Federal Retirement Claims: September 2025 Processing Time
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OPM Backlog of Federal Retirement Claims: September 2025 Processing Time

OPM Backlog of CSRS and FERS Retirement applications decreases 3.3% in September 2025. Avergae monthly processing time continues to climb, delaying full pension checks for recent retirees.

OPM Retirement Backlog: September 2025 Processing Time

The Office of Personnel Management received 6095 federal retirement claims in September 2025,  down from 9416 in August.  They were able to process 7902 claims and brought the backlog down to 23,552.  Much higher than it was at the same time last year.

 Learn the latest about the new Online Retirement Application process for FERS.

What is the Current Status of the OPM Retirement Processing Delay?

Monthly Average Processing Time

The average retirement application processing time increased from 70 days in August to 76 days in September, a dramatic uptick from the 59 day processing time in July.

Full Year To Date Average Processing Time

The annual average of the monthly processing time of benefits decreased from 62 days in September 2024 to 56 days in September 2025.

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How Does the OPM Retirement Process Work?

When you are ready to file for retirement, you start by filing your retirement application with your agency.  After the retirement claim is filed, the application stays with the agency until your retirement date.  Then, the agency processes your final paycheck and annual leave payout and sends the paperwork to OPM.  Once OPM receives your paperwork, they will send you a letter with your retirement claim number. Note: You can find out the status of processing with the claim number. 

Step-by-Step Guide to Filing Your Retirement Application: OPM Retirement Process Flowchart

What Are the Common Causes of Delays in Retirement Processing?

The most common processing delay is caused by errors in the application. If a federal worker made any corrections to their retirement package, such as crossing items out, whiteouts, or corrections, OPM would not accept the package and would increase the time for retirement claim processing. Current federal employees should work with their HR office to ensure no corrections are on the pages. If there was a mistake, it is best to use a new form and fill it out without errors. 

 

Monthly OPM Backlog

How Can I Check the Status of My Retirement Claim?

Federal retirees can use OPMs’ Retirement Services online to track your claim number. You can also reach out to their staff by phone at 888-767-6738.

David Fei

About David Fei

Co-Founder & Financial Planner · CFP®, ChFEBC℠, AIF®

David has been in the financial services industry for over 20 years, bringing a wide range of experience in personal finance to every client relationship. He specializes in helping federal families tackle life's biggest financial challenges—retirement income planning, educational funding, and investment strategy. David's approach is grounded in education. He believes that when clients truly understand their options, they make better decisions. That's why he takes the time to explain the "why" behind every recommendation.