Federal Retirement Planning in Ogden
Weber County's federal workforce is one of Utah's largest, anchored by Hill AFB, the IRS Ogden campus, DFAS, and the Forest Service Intermountain Region. We help Ogden area federal employees turn years of creditable service into a clear retirement plan.
Service Areas in the Ogden Region
Ogden & Weber County
Downtown Ogden, North Ogden, South Ogden, Riverdale
Hill AFB Corridor
Roy, Clearfield, Clinton, Sunset
Davis County
Layton, Kaysville, Farmington, Bountiful
Cache Valley
Logan, Smithfield, Hyrum, Providence
Major Federal Employers We Serve
Defense & Finance
- Hill Air Force Base (civilian workforce)
- 75th Air Base Wing civilian staff
- DFAS Ogden site
- Defense Contract Audit Agency
- Air Force Materiel Command offices
Revenue & Records
- IRS Ogden Submission Processing Campus
- IRS Accounts Management Ogden
- Social Security Administration offices
- U.S. Bankruptcy Court (Utah)
- Federal Records Center
Land & Natural Resources
- Forest Service Intermountain Region (R4)
- Bureau of Land Management Utah
- Natural Resources Conservation Service
- U.S. Geological Survey Utah
- Fish and Wildlife Service
Upcoming Workshops for Ogden Federal Employees
Three hours. No cost. CFP®-led. Join federal employees who walked away with a real plan.
Serving Ogden Federal Workers Virtually
Whether you commute I-15 to Hill AFB, drive Harrison Blvd to the IRS campus, or work remotely for the Forest Service, our virtual workshops reach you where you are.
From Hill AFB
Hill AFB sits off I-15 in Clearfield. Civilian employees across the base attend our free virtual sessions without base-access complications. Log in from your work desk or home.
From the IRS Ogden Campus
The IRS campus is on 1973 N. Rulon White Blvd in Ogden. Employees on all three shifts can attend our weekend sessions or watch a recorded recap before the next live Q&A.
From Cache Valley and Beyond
Forest Service and BLM employees in Logan, Brigham City, or Morgan County attend via Zoom. The Wasatch Front's geography is no barrier when workshops are fully virtual.
Why Ogden Federal Employees Choose PlanWell
PlanWell Financial Planning
- Certified Financial Planners (CFP®)
- ChFEBC℠ Federal Benefits Specialists
- Fee-Based Fiduciary
- Free 3-Hour FERS Workshop
- Hill AFB and IRS Employee Experience
- Mountain Time Zone Availability
Many Utah Advisors
- General financial credentials typical
- Limited FERS pension knowledge
- Commission-based product sales
- No federal-specific workshops
- Often non-federal-specific advice
- Unfamiliar with seasonal service rules
Ogden Federal Retirement FAQs
Do federal employees at Hill AFB or the IRS Ogden campus qualify for FERS retirement?
Yes. Whether you are a civilian employee at Hill Air Force Base, a tax examiner at the IRS Ogden Submission Processing Campus, or a DFAS analyst, FERS covers you the same way. Your pension is based on years of creditable service and your high-3 average salary. Our workshops walk through the math for both GS and wage grade employees.
What is the FERS supplement and can Hill AFB civilian employees receive it?
The FERS supplement bridges the gap between your retirement date and age 62, when Social Security kicks in. If you retire before 62 with immediate eligibility (MRA plus 30 years, or age 60 with 20 years), you qualify. The supplement is roughly equal to the Social Security benefit you earned while a FERS employee. It ends at 62 regardless of whether you claim Social Security.
I work for the Forest Service Intermountain Region in Ogden. How does seasonal service count toward FERS?
Seasonal service counts toward creditable service only for the periods you were actually in pay status. If you worked 6 months per year for 10 years, that may count as approximately 5 years of creditable service, not 10. This distinction can significantly affect your annuity calculation. Bring your SF-50 history to any of our workshops and our team can help you estimate your actual creditable years.
How does TSP work for DFAS employees in Ogden?
DFAS employees in Ogden contribute to TSP the same way as all FERS employees. You receive a 1% automatic agency contribution and agency matching up to 4% of your salary, for a total potential agency contribution of 5%. Vesting on the 1% automatic contribution requires 3 years of federal service. Our TSP workshop covers fund selection, contribution limits, and how to coordinate TSP withdrawals with your FERS annuity.
Are there in-person FERS workshops near Ogden?
PlanWell offers free virtual workshops, meaning Ogden and Weber County federal employees attend via Zoom without driving to Salt Lake City. Sessions run 3 hours and include a live Q&A where CFP professionals answer questions specific to your agency and situation.
Ready to Plan Your Federal Retirement in Ogden?
Join Hill AFB civilians, IRS campus employees, and Forest Service workers who have mapped out their FERS annuity, TSP strategy, and retirement date with a CFP who knows federal benefits.