The annual open season for the Federal Employees Health Benefits (FEHB) and the Federal Employees Dental and Vision Insurance Program (FEDVIP) is an important period for federal employees and annuitants. This is the time when they can review, compare, and make changes to their health and dental insurance plans for the upcoming year. With the 2024 open season approaching, it is essential to understand the options available and make informed decisions for 2025.

Health Benefits Enrollment for FEHB and FEDVIP

When Is FEHB Open Enrollment for Health Insurance 2025?

The open season for FEHB (Federal Employees Health Benefits program) and FEDVIP (Federal Employee Dental and Vision Insurance Program) in 2024 will commence on November 11, 2024, and will conclude on December 9, 2024. During this period, federal employees and annuitants have the opportunity to enroll in, change, or cancel their health and dental insurance plans. It is important to mark these dates on your calendar to ensure you do not miss the window for making any necessary adjustments to your coverage.

FEHB Health Insurance Open Season Eligibility

Eligibility to participate in the open season extends to all active federal employees, retirees, and eligible family members. (Except, for the first year, USPS employees, who now must get their health insurance through the new Postal Service Health Benefits Program.) This includes federal employees from any other federal agency who are currently enrolled in FEHB or FEDVIP, as well as those who are not yet enrolled but wish to join the programs. Additionally, annuitants and their eligible family members can also take advantage of the open season to review and modify their health benefits for the upcoming year.

How Federal Employees and Retirees Can Get Help Selecting a Plan for 2025

Federal employees and annuitants can participate in the open season by accessing the appropriate online portals or contacting their human resources office. The Office of Personnel Management (OPM) provides detailed information and resources to guide enrollees through the process. It is advisable to review the available plans, compare benefits, and consider any changes in health care needs before making a final decision.

One of the best ways to get properly prepared? Check out our free FEHB Open Season Webinars!

Retired Federal Employees can register here.

Current Federal Employees can register here.

Choosing the Best FEHB and FEDVIP Plans for 2025

What factors should be considered when selecting a plan?

When selecting an FEHB plan for next year during this year’s open enrollement, several factors should be taken into account. These include the specific health care needs of you and your family members, the range of coverage options available, and the cost of premiums. It is also important to consider the network of providers, prescription drug coverage, and any additional benefits offered by the plan. Evaluating these factors will help ensure that you choose a plan that best meets your health care requirements. 

What are the coverage options available for federal employees?

The FEHB program offers a wide range of coverage options to cater to the diverse needs of federal employees and annuitants. These include Health Maintenance Organizations (HMOs), Preferred Provider Organizations (PPOs), and High Deductible Health Plans (HDHPs). Each type of plan has its own set of benefits and limitations, so it is important to carefully review the coverage options and choose the one that aligns with your health care needs and preferences.

Federal Dental and Vision Insurance Plans for Current and Retired Feds

What dental and vision insurance options are available in FEDVIP?

FEDVIP offers a variety of dental and vision insurance options to federal employees and annuitants. These plans provide comprehensive coverage for routine dental and vision care, including exams, cleanings, fillings, and eyewear. Some plans also offer coverage for orthodontic services and advanced dental procedures. Reviewing the available options and comparing the benefits can help you choose a plan that meets your dental and vision care needs.