Federal Retirement Planning
Financial Advisor for Federal Employees
After helping Feds for 30+ years, we have seen a recurring theme: federal retirement planning is complex and confusing. Experts in the area are few and resources are scattered. When it comes time to fill out the Application for Immediate Retirement (SF-3107) federal employees can be left with an unsettling feeling that something has been missed or forgotten.
At PlanWell, our goal is to remove all of the noise and fluff from federal retirement planning. We have found that federal employees are wasting countless hours googling or attending webinars that cover information that is unrelated to their situation. That’s why we created a simple Federal Employees Process to help Feds retire confidently.
Choose a Federal Expert Financial Advisor
Knowlege of Your Federal Benefits
Fed-Expert
Financial Advisor
A ChFEBC will assist on recommending the optimal FERS decisions now and in preparation for retirement. A review of benefits ranging from TSP, FEHB, SRS, surivor benefits, FEGLI, and more.
Other
Financial Advisors
Lacks the training or expertise in federal benefits. Potential to unknowingly make recommendations that lead to costly and irrevocable mistakes for you and your family.
Fed-Centric Planning
Federal benefits at the center of decision-making. Focus on comprehensive financial planning and the “whole picture.”
Relies on you for knowledge of federal benefits. The focus is primarily only on investments or annuity and insurance sales.
TSP Investment Management
Thoroughly understands TSP investment options, up-to-date on changes, and shares knowledge on the special rules that change with TSP at retirement.
Often, misinformed on TSP investment options, withdrawal strategies for retirees, and estate planning issues that are required to be prepared for before a federal retirement.
Fiduciary Responsibility
Holds professional designations that put the client’s best interest ahead of their own. The priority is your goals and what is best for you and your family.
Follows the suitability standard which may cause conflicts of interest in recommendations. There is a risk of recommending products that may not be in your best interest but offer a large commission to the advisor or firm.
Our Federal Retirement Planning Process
Learn more about PlanWell’s federal retirement planning process here: https://www.planwellfp.com/federal-retirement-planning/
Federal Retirement Consultants
Federal Benefits at the Center of Decision Making
At PlanWell, we will start by providing education on every benefit and option available to you with estimates that are specific to your federal service. After we have uncovered what your FERS retirement numbers look like, we will begin to work on completing the gaps in your retirement plan. Your federal benefits must be at the center of decision making when starting to plan for retirement.
Financial Advisor for Federal Employees
A Certified Financial Planner for federal employees not only has the expertise and knowledge in the FERS system, but also the experience with integrating the federal and private side together into a cohesive retirement plan. Seeking advice from a professional that works with federal employees from time to time is not good enough. Over 90% of our clients are either active or retired feds. We are reviewing and staying up-to-date on the ever changing landscape in your world every day.
When beginning to plan for that final day of submitting your Application for Immediate Retirement (SF-3107) we want you to feel confident you have squeezed every benefit available to you in the most optimal way.
Retirement planning should start by understanding what benefits you are entitled to, your spouse, and how those benefits can change in retirement. There are thousands of combinations to choose from. It is crucial to make the correct decisions based on your unqiue financial situation.
What the Federal Employee Benefits Report (FERS Retirement Estimate) covers.
Learn more how PlanWell’s Chartered Federal Employee Benefits Consultants (ChFEBC) and CERTIFIED FINANCIAL PLANNER for federal employees help with federal retirement planning.
